Freelancers and Part-time Professionals E&O Insurance


Nationwide Insurance
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Professional liability coverage for freelancers and part-time professionals

The freelance economy is growing rapidly, projected to be 51% of the work force by 2027. We know how important it is to keep up with a swiftly changing economy. That's why we've developed a professional liability insurance solution uniquely tailored to part-time and freelance professionals.




  • Underwritten by Affiliated Companies of Nationwide Mutual Insurance Company (rated A+ (Superior) FSC XV by AM Best)

  • Limits offered from $100k/$300k up to $1m/$1m

  • Premiums below most carriers’ minimum premium to better reflect actual exposures

  • First Party Cyber Coverage Extension available upon request

  • Part-time, freelance Professionals, Independent Contractors, and Moonlighters (Attorneys, Accountants, Arbitrators, Technology, Consultants, MPL, etc.)

  • 26 Hours a week or less

  • Preferred revenue under $100,000, max of $250,000

STATES AVAILABLE (as of 6/10/19)

Alabama, Arkansas, Arizona, California, Colorado, Connecticut, DC, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, New York, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Nevada, Ohio, Oklahoma, Oregon (except for Lawyers), Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin


  • Lawyers - $500

  • Accountants - $250

  • Consultants - $195

  • Technology Services (Software Developers, Website Designers, etc.) - $195

  • Miscellaneous (Expert Witnesses, Property Managers, Travel Agents, Title/Escrow/Closing Agents, etc.) - $195


Sarah Haygood


Developed by Founders Specialty for PT Pro. Nationwide Mutual Insurance Company and Affiliated
Companies. Home office: Columbus, OH 43215- 2220. Subject to underwriting guidelines, review and
approval. Products and discounts not available to all persons in all states. Nationwide, Nationwide is
on your side and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance